AVL CAPITAL
WHO WE ARE
AVL Capital Limited is a licensed Digital Credit Provider (DCP) regulated by the Central Bank of Kenya, authorized to offer credit through digital and structured financing platforms. The company focuses on delivering customized financial solutions tailored to the evolving needs of individuals and businesses, leveraging technology, data-driven insights, and innovative lending models.
OUR VISION
To be the preferred private equity fund services provider contributing to the economic growth of Africa.
OUR MISSION
To provide excellent, innovative, credible financial services to each of our clients with an aim of empowering them to build a strong financial base and successful businesses.
Value Proposition
- Heavy investment in systems and structures that govern operation of the company.
- A top-rated Credit appraisal policy for all products.
- 100 % growth in the first two years of operation.
- Well researched market intelligence on product innovation.
- Strong synergy with local banks for client referrals.
- Negligible default rate of 1.95% 2.00% for the last two financial years.
- Continuous training and development courses for staff in designated areas.
- Good corporate governance structures.
- Investment in corporate social initiatives and sponsorship of youth into internship programs.
CORE PRODUCTS/SERVICES
- Capital Financing and short term Loans
- LPO financing
- Trade finance & structured trade finance
- Microfinance & microcredit services
- Finance advisory services
KEY ACHIEVEMENTS
Financial Achievements: AVL Capital maintains high operational standards through strong internal controls, well defined procedures for transaction monitoring, internal authorizations, data backups, and contingency planning. The company also engages legal and audit experts to ensure statutory compliance, risk management, internal audits, tax compliance, and effective debt collection.
NON-FINANCIAL ACHIEVEMENTS
- AVL Capital Ltd, was on 5th June 2025 Licensed as a Digital Credit Provider by the Central Bank of Kenya.
- AVL Capital has emerged to prove that access to private lending is viable business in the current market.
- Frontier for the ongoing registration of the Private Lending Association of Kenya whose vision is to enable a forum for all members, act as a collective lobby to advance members' collective interests and serve as a liaison between members and the public, the government, and other institutions in Kenya and worldwide.
- Growth in ongoing relations with more Banks in the market having confidence in our service delivery. Registration of AVL Capital Sacco for members working in financial institutions and firms.