To be the preferred private equity fund services provider contributing to the economic growth of Africa.

To provide excellent, innovative, credible financial services to each of our clients with an aim of empowering them to build a strong financial base and successful businesses.

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• Heavy investment in systems and structures that
  govern operation of the company.
• A top-rated Credit appraisal policy for all products
• 100 % growth in the first two years of operation
• Well researched market intelligence on product
  innovation
• Strong synergy with local banks for client referrals
• Negligible default rate of 1.95% 2.00% for the last
  two financial years
• Continuous training and development courses for
  staff in designated areas.
• Good corporate governance structures
• Investment in corporate social initiatives and
  sponsorship of youth into internship programs

• Financial
• Non-financial

AVL CAPITAL LTD is well established in the local market as a private lending company. In the last two years we have successfully managed to realize 100% growth in the market as well as introduce innovative products into the market. Key products we have expertise in and developed include:

• Short term secured & unsecured loans
• Salary advances
• Bid bonds and performance bonds
• Import finance (new)
• Trade finance and structured trade finance (new)
• Finance consultancy services
• Microfinance & microcredit services

Financial Achievements

AVL Capital maintains high operational standards through strong internal controls, well defined procedures for transaction monitoring, internal authorizations, data backups, and contingency planning. The company also engages legal and audit experts to ensure statutory compliance, risk management, internal audits, tax compliance, and effective debt collection.

Nonfinancial Achievements

•  AVL Capital Ltd, was on 5thJune 2025 Licensed as a Digital Credit Provider by the Central Bank of Kenya.
• AVL Capital has emerged to prove that access to private lending is viable business in the current market.
• Frontier for the ongoing registration of the Private Lending Association of Kenya whose vision is to enable a forum for all members , act as a collective lobby to advance members’ collective interests and serve as a liaison between members and the public, the government, and other institutions in Kenya and worldwide.
• Growth in ongoing relations with more Banks in the market having confidence in our service delivery. Registration of AVL Capital Sacco for members working in financial institutions and firms.

• Capital Financing and short term Loans
• LPO financing
• Trade finance & structured trade finance
• Microfinance & microcredit services
• Finance advisory services